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  Mobile Banking Solution (i-MBS)  
 
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  i-MBS is an NPCI compliant solution.
  Highly secure, fast and scalable.
  Uses ISO-8583 messaging standards and can interface with any Core Banking Solution.
  Offers instant inter-bank and intra-bank money transfer facility.
  Highly portable across wide range of mobile handsets.
 
i-MBS comes in three flavors:
 
  Browser based solution that runs on JAVA / GPRS enabled hand sets
  SMS based solution for low value transactions
  Thick-client based solution
 
i-MBS offers comprehensive features to customers and mobile banking administrators.
 
Customer Module.
 
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Administrator Module.
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Benefits
  Reduced cost of servicing customers. Have a direct, positive impact to the bottom line.
  Improved customer satisfaction by offering the next generation alternative channel to banking. Tap in to value migration, acquire new customers, and retain existing ones.
  Increased market penetration. Number of mobile users in India is 852 million in June 2011 which is projected to become 1200 million by 2013, with an average adoption rate of 10 million users per month.
  Financial inclusivity. Bank the unbanked.
  Possibility to cross-sell with permission from customers. New product innovation that addresses the needs of the evolving value-zone of mobile banking customers.
  Improved customer convenience. Cuts down the time and cost to interact with banks. Customers can do their financial transactions from anywhere and anytime.
  Customers will be in control of managing their finance.
  Protects customers from fraudulent activities with instantaneous alerts and with real-time information access capabilities.
  Interbank Mobile Payment Service (IMPS) is supported by the solution. IMPS offers an instant, 24X7, interbank electronic fund transfer service through mobile phones.
  Mobile banking through SMS offers a unsophisticated and simple approach to help customers realize mobile banking benefits.
 
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