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  Loan Origination System (i-LOS)  
 
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i-LOS is a web based enterprise solution to manage loan origination and processing of loan proposals centrally by using workflow management process and document imaging modules. A completely automated solution that can be readily deployed across different business units spread across the geographies and can be used to respond to loan requests at short time duration.
 
Features
  Provides imaging technology and workflow for the retail asset business.
  Automates the loan request process, eliminates the immediate moment of physical paper flow and improves customer responsiveness and system throughput.
  i-LOS is built using modular architecture where each module is independent. Some of the functional modules are branch KYC, CCPC, Credit Appraisal, Document Management, etc.
  i-LOS enables standardization of processes in tune with the policy of the lending policy of the bank.
 
Benefits
  Improved customer service levels by reducing the processing TAT
  Streamlining of business processes leading to improved operational efficiencies
  Greater control over business operations and ability to adapt to changes
  MIS and reporting capacity Improves quality of retail asset
  Improves quality of retail asset
 
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